Glad to hear from you.
The spread on the micro lot works exactly the same way as on the standard and mini platform but, as the contract size is 1/100th of the standard contract and 1/10th the size of the mini contract the dollar cost of the spread is also 1/100th of the standard account and 1/10th of the mini account.
So for example if the spread on the EUR/USD is 2 pips for example then this would be 20 cents on the micro account, $2 on the mini account, or $20 on the standard account.
FXCM is a very liquid company with over $78 Million in liquid assets listed on the last CFTC Financials Report
. In addition to this, the company does not rely on the debt markets to finance their operations. With these two facts in mind, in my opinion FXCM is a safe company to have money with in the current environment.
Hope that helps. If there are any other questions or comments please feel free to post as always.